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Credit cards are travelers’ best bet

December 28, 2012

Frequent travelers know that they sometimes have to make the best of things - cramped airplane cabins, weather-related delays and unexpectedly getting lost.

Frequent travelers know that they sometimes have to make the best of things – cramped airplane cabins, weather-related delays and unexpectedly getting lost. Because so many transit-related hiccups may occur, travelers need the security of knowing that funds are available and accessible. Credit cards are an excellent payment choice for jet setters because plastic is widely accepted, secure against fraud and many cards offer rewards like frequent flyer miles or hotel discounts. Some credit card companies offer a variety of merchant services such as traveler’s checks, which can be helpful for reserving emergency funds. Credit cards are also necessary for reserving flights and accommodations, so even with the rise of mobile and cloud payments, it’s likely that credit cards will best suit travelers’ needs for some time to come.

Consumers should plan leisure travel around times when rewards are available, such as flight discounts or hotel upgrades. Using a credit card for travel is a good way to set a budget – charging airfare, lodging and food allows travelers to be sure that the basics are covered, freeing up cash or traveler’s checks for shopping. Credit cards offer merchant fraud prevention measures, and with the increase in mobile technology, support is always on the other end of the line.

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