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Data security and mobile payment adoption

December 28, 2012

The new year is likely to see more widespread adoption of digital merchant services like mobile payment, but one major hurdle is ensuring data security.

The new year is likely to see more widespread adoption of digital merchant services like mobile payment, but one major hurdle is ensuring data security. A recent Network World article suggests that decentralized control, improper IT fitting and lax standards may cause most cases of data security breakdown. Companies adopting new technology like clouds and mobile payment should consider the ways that proper fitting of platforms, networks and devices. This process can increase the reliance of security measures, but further policy shifts as to where the control over technology is allotted may be necessary.

A lack of central control keeps IT from having a standard approach to problem solving, instead forcing each situation to be diagnosed separately, which means that workers will constantly have to invent new solutions to old or recurring problems. A lack of proper fitting between devices and networks can cause breakdowns, allowing data to be compromised. Malware is of concern also, as malicious tools can infect networks, disabling security measures and harvesting consumer data. This would make merchant fraud prevention more difficult, and therefore a clear data security plan should be established or updated in order to best protect sensitive information.

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